Roth Contribution Limits 2025 Magi. If your magi is $77,000 or less, you can deduct that full $7,000 from your taxable income on your 2025 tax return (filed in 2025). The 2025 roth ira income limits are less than $161,000 for single tax filers and less than $240,000 for those married filing jointly.


Roth Contribution Limits 2025 Magi

You are allowed to contribute the full $7,000 to your roth ira if your modified adjusted gross income (magi) is less than $146,000 in 2025. Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level.

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